Pay at the actual conversion rate.

Avoid hefty overseas transaction fees and sly bank exchange rate markups. Pay only a small one-time conversion cost; there are no ongoing card fees.

Pay with the local currency at all times.

Always opt to pay in the currency of the nation you are purchasing from while shopping online. The card will automatically convert to it from the account that is least expensive for you if you don't have it in your account. You won't be charged for dynamic currency conversion.

Secure online payments with immediate alerts.

Utilize 3-D Secure authentication to approve payments. Immediately notify you when you spend.